Group Retirement Plans

The importance of Group (Corporate) Retirement Plans has never been greater. The traditional defined benefit plans (pensions) of yesterday are no longer being offered by companies.

Today, companies are offering defined contribution plans: 401(k)s, 403(b)s, etc. Nebel Financial Services, LLC. will sit down with employers to evaluate their current retirement plan or a retirement plan they want to establish. Our experience in this field has allowed us to understand the various aspects that make a plan successful.

Some of the common questions we ask when designing a plan:

  • Will the plan be a strong benefit to attract and retain employees?
  • Should we include or exclude a loan provision?
  • Does the plan want to have an Employer match?  
  • What happens if the company has an off year?  

We look at these plans from both the Employees and Employers perspectives. We look at the internal fees of your current plan, as well as discuss the adjustment or addition of plan provisions.  We also offer and strongly recommend adding the Roth 401(k) provision to plans, which includes after-tax contributions as well as pre-tax benefits.

Nebel Financial Services, LLC., has had the privilege of working with one of the best Third Party Plan Administrators (TPA) in Northern Virginia. Together, we will design a customized plan for your company that benefits the employees and the employer.